Credit Card

Signature/Line-of-Credit

Visa Credit Card

With a Mountain Lakes Community Federal Credit Union Visa card, you have no annual fee, a low APR and a $250,000.00 accidental death insurance policy that is activated when you use it to purchase common carrier travel tickets. If you have a problem with billing and charges, rest assured you have a friendly face to speak with. Click here for an application.

Transactions made with your Visa Credit Card @ Gas Stations may have a hold of anything from $1.00 to $75.00. This is a Visa USA ruling.

By accessing eZCardInfo.com, you will have complete access to your Visa account history, including an account summary, full statement, bill payment feature, and a customer service section. This is a 24-hour, 7-day a week service provided for our membership.

Visa Credit Card Lost/Stolen number is 1-800-262-2024.  You will never be asked any personal information such as your Social Security or Address because they already have that information.

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Annual Percentage Rate for Purchases and Cash Advances As low as 10.90% APR* fixed

Annual Percentage Rate balance transfers
As low as 7.99% APR* fixed

Grace period for repayment of the balance for purchases You have 25 days to repay your balance before the finance charge on purchases will be imposed

Grace period for cash advances None; Subject to finance charges from the date of cash advance

Method of computing the balance for purchases Average daily balance (including new purchases)

Minimum finance charge None

Transaction fee for cash advance None

Annual fee None

Balance transfer fee 2.00% of Amount Transferred

Late-payment fee $10.00

Over-credit-limit fee None

Return-payment fee $30.00

Temporary-limit increase fee $10.00

Document fee $5.00

* Available only to qualified applicants. Subject to credit review and approval.
APR=Annual Percentage Rate