Share Savings


Calculators Applications

Share Account Type Minimum Balance Dividend Rate APY* Term
Regular Share Savings $5.00 

0.75

0.75 n/a
Share Draft (Checking) n/a 0.00 0.00 n/a
Share Club Accounts n/a 0.50 0.50 n/a
Share Money Market Account $2,500 1.75 1.76 n/a

A $5.00 deposit is needed to open a Regular Share Savings. A $100.00 deposit is needed to open a Share Draft (Checking).
No minimum deposit is needed for Share Club Accounts. Rates are current as of 09/08/08 and are subject to change without notice after the account has been opened. Maintenance or activity fees may reduce the earnings on the above accounts.
* APY=Annual Percentage Yield

Share and IRA Certificates 

Investment Type Minimum Balance Dividend Rate APY*
6 Mo. Share Certificate $1,000 2.75

2.28

12 Mo. Share Certificate $1,000 3.00

3.03

 16 Mo. Share Certificate

$1,000

2.75

2.78

18 Mo. Share Certificate $1,000 3.00 3.03
24 Mo. Share Certificate $1,000 3.25 3.29
36 Mo. Share Certificate $1,000 3.25 3.29
48 Mo. Share Certificate $1,000 3.25

3.29

IRA Accumulation $1.00 1.75 1.76
6 Mo. IRA Certificate $1,000 2.75 2.78
12 Mo. IRA Certificate $1,000 3.00 3.03

 16 Mo. IRA Certificate

$1,000

2.75

2.78

18 Mo. IRA Certificate $1,000 3.00 3.03
24 Mo. IRA Certificate $1,000 3.25 3.29
36 Mo. IRA Certificate $1,000 3.25 3.29
48 Mo. IRA Certificate $1,000 3.25 3.29

Rates are current as of 10/20/08 and are subject to change without notice after the account has been opened.
A penalty will be paid for early withdrawal. * APY=Annual Percentage Yield

                  
Calculators Applications

Loans

Loan Type Term

A
APR**

B
APR**

C
APR**

D
APR**

New Vehicles*
  Up to 24 Mos. 4.75 6.75  9.75 13.75
  25 to 36 Mos. 4.75 6.75 9.75 13.75
  37 to 48 Mos.

4.75

6.75  9.75 13.75
  49 to 60 Mos. 4.75 6.75  9.75 13.75
 

61 to 72 Mos.

73 to 84 Mos.

4.75

6.99

6.75

8.99

 9.75

11.99

13.75

15.99

Used Vehicles
1 to 5 Years Old Up to 72 Mos. 5.99 7.99 10.99 14.99
6 to 8 Years Old Up to 36 Mos. 7.29 9.29 12.29 16.29
Over 8 Years Old Up to 36 Mos. 7.99  9.99 12.99 16.99
New Farm Equipment
  Up to 72 Mos. 7.00 8.00 10.00 14.00
Used Farm Equipment
1-5 Years Old Up to 48 Mos.

8.00

9.00 11.00 15.00
Over 5 Years Old Up to 36 Mos. 8.50 9.50 11.50 15.50
New RV's and Boats
  Up to 72 Mos. 7.00 8.00 10.00 14.00
Used RV's and Boats
1 to 5 Years Old Up to 72 Mos. 8.00 9.00 11.00 15.00
Over 5 Years Old Up to 36 Mos. 8.50 9.50 11.50 15.50
Signature/Line of Credit
Less than $1000 Up to 24 Mos. 10.99 13.99 16.99 17.99
$1001 to $2000 Up to 30 Mos. 10.99 13.99 16.99 17.99
$2001 to $3000 Up to 36 Mos. 10.99 13.99 16.99 17.99
$3001 to $4000 Up to 42 Mos. 10.99 13.99 16.99 17.99
$4001 or Greater Up to 48 Mos. 10.99 13.99 16.99 17.99

Rates are current as of 10/20/08 and are subject to change without notice.
*To be considered new, a car must have less than 20,000 miles on the odometer and
the model year must be within one year of the current year.
It will be assumed that a vehicle becomes a year older when the calendar year changes.
** The APR is based the consumer's credit risk. APR=Annual Percentage Rate
*** Length of term depends on the age of the vehicle.
 

Calculators  Applications

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