|
|
 |
Share Savings
| Share Account Type |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Regular Share Savings |
$5.00 |
0.25
|
0.25 |
n/a |
| Share Draft (Checking) |
n/a |
0.00 |
0.00 |
n/a |
| Share Club Accounts |
n/a |
0.25 |
0.25 |
n/a |
| Share Money Market Account |
$2,500 |
0.30 |
0.30 |
n/a |
A $5.00 deposit is needed to open a Regular Share Savings. A $100.00 deposit is needed to open a Share Draft (Checking).
No minimum deposit is needed for Share Club Accounts. Rates are current as of 09/20/11 and are subject to change without notice after the account has been opened. Maintenance or activity fees may reduce the earnings on the above accounts.
* APY=Annual Percentage Yield
Share and IRA Certificates
| Investment Type |
Minimum Balance |
Dividend Rate |
APY* |
| 6 Mo. Share Certificate |
$1,000 |
.35 |
.35
|
| 12 Mo. Share Certificate |
$1,000 |
.60 |
.60
|
|
16 Mo. Share Certificate
|
$1,000
|
.60
|
.60
|
| 18 Mo. Share Certificate |
$1,000 |
.60 |
.60 |
| 24 Mo. Share Certificate |
$1,000 |
1.00 |
1.00 |
| 36 Mo. Share Certificate |
$1,000 |
1.24 |
1.25 |
| 48 Mo. Share Certificate |
$1,000 |
1.74 |
1.75
|
| IRA Accumulation |
$1.00 |
0.30 |
0.30 |
| 6 Mo. IRA Certificate |
$1,000 |
0.35 |
0.35 |
| 12 Mo. IRA Certificate |
$1,000 |
0.60 |
0.60 |
|
16 Mo. IRA Certificate
|
$1,000
|
0.60
|
0.60
|
| 18 Mo. IRA Certificate |
$1,000 |
0.60 |
0.60 |
| 24 Mo. IRA Certificate |
$1,000 |
1.00 |
1.00 |
| 36 Mo. IRA Certificate |
$1,000 |
1.24 |
1.25 |
| 48 Mo. IRA Certificate |
$1,000 |
1.74
|
1.75 |
Rates are current as of 09/20/11 and are subject to change without notice after the account has been opened.
A penalty will be paid for early withdrawal. * APY=Annual Percentage Yield
Loans
| Loan Type |
Term |
A
APR**
|
B
APR**
|
C
APR**
|
D
APR**
|
| New Vehicles* |
| |
Up to 24 Mos. |
2.75 |
4.75 |
7.75 |
11.75 |
| |
25 to 36 Mos. |
2.75 |
4.75 |
7.75 |
11.75 |
| |
37 to 48 Mos. |
2.75
|
4.75 |
7.75 |
11.75 |
| |
49 to 60 Mos. |
3.00 |
5.00 |
8.00 |
12.00 |
| |
61 to 72 Mo
73 to 84 Mos.
|
3.50
4.75
|
5.50
6.75
|
8.50
9.75
|
12.50
13.75
|
| Used Vehicles |
| 1 to 5 Years Old |
Up to 72 Mos. |
3.50 |
5.50 |
8.50 |
12.50 |
| 6 to 8 Years Old |
Up to 36 Mos. |
4.50 |
6.50 |
9.50 |
13.50 |
| Over 8 Years Old |
Up to 36 Mos. |
5.50 |
7.50 |
10.50 |
14.50 |
| New Farm Equipment |
| |
Up to 72 Mos. |
5.75 |
6.75 |
8.75 |
12.75 |
| Used Farm Equipment |
| 1-5 Years Old |
Up to 48 Mos. |
6.50
|
7.50 |
9.50 |
13.50 |
| Over 5 Years Old |
Up to 36 Mos. |
7.00 |
8.00 |
10.00 |
14.00 |
| New RV's and Boats |
| |
Up to 72 Mos. |
5.75 |
6.75 |
8.75 |
12.75 |
| Used RV's and Boats |
| 1 to 5 Years Old |
Up to 72 Mos. |
6.50 |
7.50 |
9.50 |
13.50 |
| Over 5 Years Old |
Up to 36 Mos. |
7.00 |
8.00 |
10.00 |
14.00 |
| Signature/Line of Credit |
| Less than $1000 |
Up to 24 Mos. |
10.99 |
13.99 |
16.99 |
17.99 |
| $1001 to $2000 |
Up to 30 Mos. |
10.99 |
13.99 |
16.99 |
17.99 |
| $2001 to $3000 |
Up to 36 Mos. |
10.99 |
13.99 |
16.99 |
17.99 |
| $3001 to $4000 |
Up to 42 Mos. |
10.99 |
13.99 |
16.99 |
17.99 |
| $4001 or Greater |
Up to 48 Mos. |
10.99 |
13.99 |
16.99 |
17.99 |
Rates are current as of 09/20/11 and are subject to change without notice.
*To be considered new, a car must have less than 20,000 miles on the odometer and
the model year must be within one year of the current year.
It will be assumed that a vehicle becomes a year older when the calendar year changes.
** The APR is based the consumer's credit risk. APR=Annual Percentage Rate
*** Length of term depends on the age of the vehicle.
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