Auto Loans

Click here to begin the application process.

Are you tired of auto dealer's gimmicks advertising 0.00% APR? Did you know you can come out better by taking the dealer rebate and financing your loan with Mountain Lakes Community Federal Credit Union? We also make applying easy. In most instances, your loan will be processed in the same day.

We finance up to 100% of the MSRP on new autos and up to 100% of the NADA value for used autos. Our flexible terms allow you to loan up to 84 months for new autos and used car terms depend on the age of the vehicle.

We also offer GAP Coverage. It pays any remaining balance due on your loan beyond what your auto insurance covers, if your vehicle is totaled or un-recovered from theft. Gap Coverage can be paid in advance or we can add it into your loan. It's great because it covers your financial agreement for the life of the loan.

Determining what you can afford can be overwhelming. Use our loan calculator to determine the rate and term that best suits you.

Click on the icon to go to: