Visa Credit Card

With a Mountain Lakes Community Federal Credit Union Visa card, you have no annual fee with a low rate. If you have a problem with billing and charges, rest assured we are available for you.

Currently we are offering Visa balance transfers with an exceptionally low rate to those that qualify please call one of our offices for details.

In addition, by accessing, you will have complete access to your Visa account history, including an account summary, full statement, bill payment feature, and a customer service section. This is a 24-hour, 7-day a week service provided for our membership.

To secure a lost or stolen Visa Credit Card, we will provide you the following number: 1-800-262-2024. You will never be asked any personal information such as your Social Security or Address because they already have that information. Do not give this information to anyone.

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Annual Percentage Rate for Purchases and Cash Advances As low as 10.90% APR* fixed

Annual Percentage Rate balance transfers

As low as 7.99% APR* fixed
Grace period for repayment of the balance for purchases You have 25 days to repay your balance before the finance charge on purchases will be imposed
Grace period for cash advances None; Subject to finance charges from the date of cash advance
Method of computing the balance for purchases Average daily balance (including new purchases)
Minimum finance charge None
Transaction fee for cash advance None
Annual fee None
Balance transfer fee 2.00% of Amount Transferred
Late-payment fee $10.00
Over-credit-limit fee None
Return-payment fee $32.00
Temporary-limit increase fee $10.00
Document fee $5.00

* Available only to qualified applicants. Subject to credit review and approval.
APR=Annual Percentage Rate