Home Equity

Purchase or Refinance
If you are looking for a great rate on a home purchase or you want a better rate on your current Mortgage, be sure to call Nancy, NMLS #819491 at (423)538-3151 in Piney Flats office.

1ST Time Home Buyers Residential Mortgage Loan
We now offer 1st Time Home Buyers Residential Mortgage Loans with 100% financing up to 30 years. Call Nancy NMLS #819491 at our Piney Flats office for rates and details at(423) 538-3151.

Home Equity Loan
If you are looking to refinance, look no further. We now offer a fixed rate equity program based on the lender's needs. We can loan up to 100% of the appraised value of your home, less any balance owed on your first mortgage. The terms and rates of the equity loan depend on the loan-to-value percentage. There's no pre-payment penalty. It could be a tax advantage for you, contact your tax consultant concerning the deductibility of interest on your home equity loan. Call Nancy, NMLS #819491 at our Piney Flats office for more information at (423)538-3151.

Lender NMLS# 798228

Home Equity Lines of Credit
If a revolving credit line is what you need, we are now offering a variable rate product for up to 90% of the appraisal value. The rate may change quarterly with a 5 year draw period and an additional 5 year payback period. For further details call Nancy NMLS# 819491 at our Piney Flats office at 423-538-3151.