Rates

Share Savings

Share Account Type Minimum Balance Dividend APY Term
Regular Share Savings $5.00 UP TO $25,000.00 0.10% n/a
$25,001 -$50,000.00 0.15% n/a
$50,001 — $75,000.00 0.20% n/a
Over $75,000.00 0.25% n/a
Share Draft (Checking) n/a $0.00 0.00% n/a
Share Club Accounts n/a UP TO $25,000.00 0.10% n/a
$25,001.00 — $50,000.00 0.15% n/a
$50,001.00 — $75,000.00 0.20% n/a
Over $75,000.00 0.25% n/a
Share Money Market Account $2,500.00 0.20% 0.20% n/a

A $5.00 deposit is needed to open a Regular Share Savings. A $50.00 deposit is needed to open a Share Draft (Checking).
No minimum deposit is needed for Share Club Accounts. Rates are current as of 04/01/2017 and are subject to change without notice after the account has been opened. Maintenance or activity fees may reduce the earnings on the above accounts.
* APY = Annual Percentage Yield

Share and IRA Certificates

Investment Type Minimum Balance Dividend Rate APY*
6 Mo. Share Certificate $1,000.00 0.25% 0.25%
12 Mo. Share Certificate $1,000.00 0.50% 0.50%
16 Mo. Share Certificate $1,000.00 0.50% 0.50%
18 Mo. Share Certificate $1,000.00 0.50% 0.50%
24 Mo. Share Certificate $1,000.00 0.60% 0.60%
36 Mo. Share Certificate $1,000.00 0.75% 0.75%
48 Mo. Share Certificate $1,000.00 1.00% 1.00%
IRA Accumulation $1.00 0.20% 0.20%
6 Mo. IRA Certificate $1,000.00 0.25% 0.25%
12 Mo. IRA Certificate $1,000.00 0.50% 0.50%
16 Mo. IRA Certificate $1,000.00 0.50% 0.50%
18 Mo. IRA Certificate $1,000.00 0.50% 0.50%
24 Mo. IRA Certificate $1,000.00 0.60% 0.60%
36 Mo. IRA Certificate $1,000.00 0.75% 0.75%
48 Mo. IRA Certificate $1,000.00 1.00% 1.00%

Rates are current as of 04-01-2017 and are subject to change without notice after the account has been opened.
A penalty will be paid for early withdrawal. * APY = Annual Percentage Yield

Loans

Loan Type Term A
APR**
B
APR**
C
APR**
D
APR**
New Vehicles*
Up to 24 Mo. 1.59% 3.59% 6.59% 10.59%
25 to 36 Mo. 1.69% 3.69% 6.69% 10.69%
37 to 48 Mo. 1.79% 3.79% 6.79% 10.79%
49 to 60 Mo. 2.19% 4.19% 7.19% 11.19%
61 to 72 Mo.
73 to 84 Mo.
2.49%
3.49%
4.49%
5.49%
7.49%
8.49%
11.49%
12.49%
Used Vehicles
1 to 5 Years Old Up to 84 Mo. 2.49% 4.49% 7.49% 11.49%
6 to 8 Years Old Up to 48 Mo. 3.69% 5.69% 8.69% 12.69%
Over 8 Years Old Up to 48 Mo. 3.99% 5.99% 8.99% 12.99%
New Farm Equipment
Up to 72 Mo. 3.99% 4.99% 6.99% 10.99%
Used Farm Equipment
1 to 5 Years Old Up to 60 Mo. 4.49% 5.49% 7.49% 11.49%
Over 5 Years Old Up to 48 Mo. 5.49% 6.49% 8.49% 12.49%
New RV's and Boats
Up to 72 Mo. 3.99% 4.99% 6.99% 10.99%
Used RV's and Boats
1 to 5 Years Old Up to 60 Mo. 4.49% 5.49% 7.49% 11.49%
Over 5 Years Old Up to 48 Mo. 5.49% 6.49% 8.49% 12.49%
Signature/Line of Credit
Less than $1,000.00 Up to 24 Mo. 9.99% 12.99% 15.99% 16.99%
$1,001.00 to $2,000.00 Up to 30 Mo. 9.99% 12.99% 15.99% 16.99%
$2,001.00 to $3,000.00 Up to 36 Mo. 9.99% 12.99% 15.99% 16.99%
$3,001.00 to $4,000.00 Up to 42 Mo. 9.99% 12.99% 15.99% 16.99%
$4,001.00 to $5,000.00 Up to 48 Mo. 9.99% 12.99% 15.99%

16.99%

Rates are current as of 04/11/17 and are subject to change without notice.
*To be considered new, a car must have less than 20,000 miles on the odometer and the model year must be within one year of the current year. It will be assumed that a vehicle becomes a year older when the calendar year changes.
** The APR is based the consumer's credit risk. APR=Annual Percentage Rate *** Length of term depends on the age of the vehicle.